Equity Optimization Consulting for Insurance Companies
EquiOpt LLC provides Insurance Industry Consulting Services using proprietary algorithms, advanced statistical methods, and mathematical models to help insurance companies optimize their financial strategies.
By leveraging these tools, we enable insurers to reduce premiums while simultaneously increasing revenue through more accurate risk assessment and efficient capital allocation — achieving an average savings of 55-75% on claims costs.
EquiOpt LLC Insurance Industry Consulting
Our Team
With over 40 years of combined experience in mathematics and statistics, our team of seasoned scientists and esteemed professors has developed proprietary algorithms based on the analysis of data from hundreds of thousands of individuals.
Proprietary Technology
Our groundbreaking, data-driven technology has been meticulously refined to create cutting-edge software models that project an individual’s susceptibility to specific illnesses.
Risk Assessments
EquiOpt LLC's exclusive tool allows for the early identification of high-risk individuals. By focusing resources on preventive care, it enables insurers to:
- Offer targeted diagnostic tests, or
- Relocate certain categories to other companies
This proactive approach can significantly reduce the costs associated with late-stage treatments.
55-75% Claims Cost Reduction
EquiOpt LLC can help insurers achieve a 55-75% reduction in claims costs, allowing them to lower premiums, increase revenue, and gain a significant competitive advantage in the insurance market.
Pure Statistics
Causes of Death in the U.S.
According to data from the Centers for Disease Control and Prevention (CDC), the most common causes of death in the U.S. are:
- Heart Disease (20.1% or about 1 in 5 death)
- Cancer (17.3% or about 600,000 death annually)
- Unintentional Injuries (6%)
- Chronic Lower Respiratory Diseases (CLRD) (5.2%)
- Stroke (Cerebrovascular Diseases) (5%)
- Alzheimer's Disease (4.7%)
- Diabetes (Primarily Type 2 diabetes, linked to obesity) (3.1%)
- Kidney Disease (1.8%)
- Chronic Liver Disease and Cirrhosis (1.8%)
Claims Costs
The U.S. insurance industry spends over $4.3 trillion annually on claim costs, which include payouts for life, health, property, and casualty insurance claims. These figures also account for economic impacts like reinsurance, administrative costs, and reserves.
Our Technology
EquiOpt LLC uses proprietary algorithms to identify individuals at risk for these conditions (including susceptibility to unintentional injuries) with an average accuracy of 55-75%. This enables insurers to achieve savings of 55-75% on claims costs related to these conditions.
Your Benefits
By partnering with EquiOpt LLC, insurers can reduce claims costs related to the conditions listed above by up to 55-75%.
Time Is of the Essence
The potential to reduce expenses by 55-75% is crucial in an industry that spends an average of $4.3 trillion annually on claims. Time is truly of the essence. If you don’t partner with our team now, your competitors may already be taking advantage of this opportunity, allowing them to:
- Reduce expenses
- Increase revenue
- Gain a competitive edge in the marketplace